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Download the full video podcast version from www.pod3.tv.
There comes a moment when setting up a business, when no more capital is available to you, the credit cards are maxed out, the overdraft is stretched to the limit and the mortgage has drained all the equity out of your property. This is the the moment when you might have to sell up and live in a caravan, leaving your castle behind to chase your dream. This video podcast contains an honest and open account of the journey this remarkable couple undertook and one that has enriched the lives of many other people. The idea for what has become pod3tv was had at an Ecademy meeting. There comes a moment when setting up a business, when no more capital is available to you, the credit cards are maxed out, the overdraft is stretched to the limit and the mortgage has drained all the equity out of your property. This is the moment when you might have to sell up and live in a caravan, leaving your castle behind to chase your dream. This video podcast contains an honest and open account of the journey this remarkable couple undertook and one that has enriched the lives of many other people. The idea for what has become pod3tv was had at an Ecademy meeting. |
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pod3tv
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| Time: 02:35 | More in People & Blogs |
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I need to raise $3,000 to pay off the bank bill I incurred in overdraft fees for bootstrapping my business startup, incorporating my business, gaining access to 3 months online probate access for the company, and having a place to stay rather than sleeping in my car at the Millionaire Mind Intensive in Detroit next week. |
From:
amrakMattD
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| Time: 03:30 | More in People & Blogs |
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As highlighted by this recording, mine's just one case of Lloyds TSB's scandalously shoddy automated process of how they deal with customer's details. This is especially true of customers who've called their business practices into question.
Some of what's involved here is already common knowledge, especially in recent months. You have the widespread mis-selling of Payment Protection Insurance (PPI) that proves to be absolutely useless in the event of making a claim, the now-infamous overdraft charges rip-off, and the unauthorised closure of accounts of customers who have put in claims for bank charges refunds. Lloyds TSB already has a record for being one of the worst offenders in these scenarios.
But, what ISN'T quite so well known is how incompetent Lloyds TSB really are, even to the point of them breaking laws and industry bench-marks on a daily basis. The main focal point in my case (even though all three scenarios described above applies to me), is Lloyds TSB's continued arrogance is refusing to justify, explain or even acknowledge past mistakes, and the way they treat their customers' private details.
This means not fulfilling perfectly legal, reasonable requests made (and paid for) by customers to access their own information. As such, because Lloyds TSB has so often lapsed in this in my case, my case has now become so convoluted that even independent arbitration bodies are struggling to figure what's going on!
Lloyds TSB is a company that doesn't know an arsehole from a hole in the ground, and it treats your private, sensitive financial details like this :-
1) Loses/deletes them without telling you.
2) Sells or passes them on to outside companies without your permission.
3) Uses them without your permission.
4) Blocks you from accessing them, or proves so obstructive and awkward that hopefully you'll eventually forget about ever asking for it.
5) Leaves you wondering if, because they can't/won't tell you where your details are, if you'll be left open to identity fraud.
6) Has no clue where vast quantities of recorded information are kept.
7) If you are lucky enough to get what you do want, then expect only part of it to be there, and ALWAYS delivered after deadlines stipulated by law.
8) Continually stalls for time in doing anything off its own back, and lies to you repeatedly in the process.
9) Logs inaccurate defaults on your credit reports, severely curtailing your ability to obtain credit with more reputable companies.
I've tried to condense my story down into ten minutes, but hope it's enough to convince you to NEVER to deal with this sham of a company. Don't make the same mistake as I did!
If you're an ex-HBOS customer who's forcibly being switched over to the control of Lloyds TSB, then take it from me - switch your account somewhere else, before LTSB forces you to do it themselves. |
From:
LloydsTSBLiars
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| Time: 10:00 | More in News & Politics |
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Spectacular panoramic views! Enjoy the splender of the pines and fresh, cool breezes in this charming ho... |
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viricidey897
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| Time: 02:45 | More in Entertainment |